Investment Insider by Fisgard Capital

More than 50% of Fisgard’s $232 million capital now comes from Canada’s Registered Savings and Registered Pension Plans. The rest of our capital comes from investors in the form of cash. The majority of Fisgard’s 4,000 investors invest both cash and registered funds from one or another of the following plans:

RRSP	Registered Retirement Savings Plan
SPRRS	Spousal Registered Retirement Savings Plan
RRIF	Registered Retirement Income Fund
SPRRIF	Spousal Registered Retirement Income Fund
TFSA	Tax Free Savings Account
RESP	Registered Education Savings Plan
LIF	Life Income Fund
LRIF	Locked-In Retirement Income Fund
LIRA	Locked-In Retirement Account
IPP	Individual Pension Plan
RDSP	Registered Disability Savings Plan

The reasons are not new. Fisgard has been performing consistently and reliably since 1994. Our investors don’t like surprises; they like performance, nothing less; and that’s what they get. They want reasonable returns, security, consistent income and compound interest growth. Security – Income – Growth; and that’s what we deliver. Our investors want easy-care trouble-free investments. They want to own their investments; they don’t want their investments to own them.

1) Fisgard’s returns have exceeded GIC’s, term deposits, savings accounts and bonds by over 3% consistently since 1994.

2) Fisgard is a simple worry-free investment. No sleepless nights with a Fisgard investment. It’s a healthy investment.

3) The Fisgard investment is not subject to dramatic stock market fluctuations. We don’t speculate – we invest.

4) Fisgard is a straight-forward income and growth investment.

5) Fisgard has never lost capital.

6) Fisgard has never defaulted on a dividend.

7) Fisgard has redeemed all of its investments on time when due.

8) Fisgard has never been late on a dividend payment.

9) Fisgard is a value investor. We invest only in Canada. Real bricks and mortar. No speculation.

10) Fisgard invests only in quality mortgages secured by valuable Canadian real estate property. Hard assets.

11) Fisgard has clearly defined investor cash-out (redemption) dates.

12) Fisgard allows you to fix your investment time frame (set your own liquidity).

13) Fisgard has very little debt (less than 1% of capital), so it is safe and secure.

14) Fisgard is operated by experienced licensed professionals.

15) Fisgard is not fee-driven. No broker fees.

16) Fisgard’s costs are clearly defined. No surprises.

17) Fisgard does not speculate - we only invest. There’s a world of difference between speculating and investing.

18) Fisgard’s service is professional, friendly and courteous. We have an A+ record with the Better Business Bureau.

19) Fisgard is relationship-oriented, not transaction-oriented. We care about our customers. They come first.

20) Fisgard is a people company. We are community supporters.

To discuss a Fisgard investment call 250-382-9255 in Victoria BC or toll free 1-866-382-9255. Ask for:

Rael Boisvert
Aggie Giemza
Dawn Paniz
Willa van der Ros